Plaid Sync
Alto integrates with Plaid for connecting accounts and syncing transactions. Plaid is optional: you can run Alto fully manual.
Connect an account
Use Plaid if you want Alto to pull transactions from your bank or card automatically.
- Go to Accounts.
- Select the Plaid connect option.
- Choose your institution and complete the connection.
- Return to Alto and let the first sync complete.
What to expect from sync
- New transactions may take a bit to appear depending on your bank.
- Some transactions may show as pending before they fully clear.
- If you already entered transactions manually, Alto may ask you to review possible duplicates.
Adding more accounts from the same bank
If you’ve already connected a bank, you can typically add additional accounts (checking, savings, or credit) through the same connection.
First sync and balances
The first sync is mainly about getting you to a clean starting point so future transactions can be tracked reliably. If something looks off after the first sync, give it a minute and refresh—banks can post data in bursts.
“Pending matches” (manual vs bank)
If Alto thinks a bank-synced transaction matches a manual transaction, it will show a review prompt so you can avoid duplicates.
- Link: update the manual transaction with Plaid data so you only have one copy.
- Skip: keep both transactions (useful if they are actually different).
Hiding bank accounts
If your bank connection includes accounts you don't want to track in Alto (like a joint account or business account), you can hide them. Hidden accounts won't sync transactions and won't appear in your account list.
Disconnecting
You can disconnect a linked account at any time from the account details screen. Disconnecting stops future syncing for that account; it does not delete your existing transactions.